A number of questions relating to social insurance law can arise in the event of accident or illness. These may include, amongst others, whether the cost of medical care will be governed by health insurance or accident insurance, the payment of daily allowances, entitlement to invalidity insurance re-adaptation support or also an invalidity pension.
Specifically, it is necessary to establish as soon as possible who is liable to pay daily allowances in the event of an accident, when and how any invalidity pension should be awarded and what order of priority applies among the various insurers, including unemployment insurance, in providing financial support.
Social insurance law also covers other aspects, such as issues relating to occupational pensions, unemployment insurance, old-age and survivors insurance, family allowances, loss of earnings allowances in the event of military or civil service or maternity as well as supplementary benefits.
In this area, insured persons are confronted with different issues, such as how to quantify earnings capacity, any functional impairments, the risk of over-indemnification, the calculation of the degree of invalidity as well as the procedure that applies in the event of any disagreement with the insurer (opposition, appeal, etc.).
The firm r&associés has lawyers specialising in this area, who can provide sound advice both to insurers and to insured persons.
